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Privacy Policy

Rev. Date 08/202

What Does KFS Mortgage Company Do With Your Personal Information?


Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Account balances
  • Transaction history
  • Credit history
  • Account transactions
  • Mortgage rates and payments

When you are no longer our customer, we continue to share your information as described in this notice.


How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons KFS Mortgage Company, LLC chooses to share; and whether you can limit this sharing.


 

Reasons we can share your personal information

For our everyday business purposes–
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does KFS Mortgage Company, LLC Share?

Yes

Can you limit this sharing?

No


For our marketing purposes–
to offer our products and services to you

Does KFS Mortgage Company, LLC Share?

Yes

Can you limit this sharing?

No


For joint marketing with other financial companies

Does KFS Mortgage Company, LLC Share?

No

Can you limit this sharing?

For our affiliates' everyday business purposes–
information about your transactions and experiences

Does KFS Mortgage Company, LLC Share?

No

Can you limit this sharing?

We don't share


For our affiliates' everyday business purposes–
information about your creditworthiness

Does KFS Mortgage Company, LLC Share?

No

Can you limit this sharing?

We don't share


For our non-affiliates to market to you

Does KFS Mortgage Company, LLC Share?

No

We don't share

Can you limit this sharing?

What we do


 

How does KFS Mortgage Company, LLC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic, and procedural safeguards to protect this information, and we limit access to information to those employees for whom access is appropriate.


 

How does KFS Mortgage Company, LLC collect my personal information

We collect your personal information, for example when you

  • Deposit money
  • Apply for a loan
  • Provide account information
  • Give us your contact information
  • Pay us by check

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.


 

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes — information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non?affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.


Definitions


Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • KFS Mortgage Company, LLC does not share information with our affiliates for them to market to you.

 

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • KFS Mortgage Company, LLC does not share with non-affiliates so they can market to you.

 

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.


This Privacy Notice applies to products or services provided to consumers by KFS Mortgage Company, LLC. We reserve the right to change this Privacy Notice and any of the policies described above at any time. If you have any questions regarding our Privacy Notice, please contact us at KFS Mortgage Company, LLC, 70 Main Street, Suite 2, Waterville, ME 04901, or call us at 207-873-5153.

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NMLS # 2097505

Maine Supervised Lender License NLC2312503 

207-873-5153 | 226 Main Street, Waterville, ME 04901

info@kfshomeloan.com

NMLS # 2097505

Maine Supervised Lender License NLC2312503